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Heidi Hayward Urish
Heidi has been in mortgage lending since 1991. In 1995, Heidi was the founding loan officer of Spruce Mortgage. Since that time, she and her team have been the top producers at Spruce. They have a dedication to customer education and satisfaction which guarantees a smooth transaction from beginning to end. Heidi is currently President of the Board of the Vermont Mortgage Banker's Association and was appointed by the Governor to serve on the Vermont Board of Real Estate Appraisers. Heidi has received her Certified Mortgage Professional via the Vermont Mortgage Banker's Association. Heidi is also an active member of the Burlington Tennis Club in South Burlington. She is a native Vermonter and lives in Burlington with her husband and three daughters.
Ingrid Antrim Serafini
Ingrid has been with Spruce as part of the top
producing team since 2001. Her background in
real estate brings a unique expertise to the
team. Her trademark is honest advice, superior
service, and an understanding of her client’s
needs. Ingrid lives in Williston with her husband
and three children.
Denise Vignoe
Denise joined Spruce Mortgage in 2004 after spending 22 years working in the non-profit sector. She chose Spruce because of the company's strong community focus and commitment to people. In 2006, Denise joined Spruce's top producing team. In addition to mortgage lending, Denise focuses on marketing, promotion, and data management. She lives in South Burlington with her partner and their standard poodle.
Their group supports the following non-profit organizations in the greater Burlington Community:
• Community Health Center of Burlington
• Flynn Center for the Performing Arts
• Girls on The Run
• Lane Series
• Lund Family Center
• Discover Jazz Festival
• Stern Center For Language and Learning
LOYALTY • INTEGRITY
• CREATIVITY
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