Use the Value of Your Home

Improvements to your home are often an excellent investment. College costs looming? Or maybe you've encountered an emergency that needs cash? A home equity line of credit is a great way to get that cash without refinancing.

If you've owned a home for the past several years, it's likely to have appreciated in value (six percent a year on average; in some areas a lot more). A home equity line of credit allows you to turn that appreciation into cash.

Use it to remodel your home, consolidate high-interest debt, purchase the car, boat or vacation of your dreams, pay for tuition. The appreciation is yours, and so is the cash. Use it to simplify, enhance, or change your life. At Spruce Mortgage we'll help you make the goal a reality.