Below are a list of forms pretaining to mortgage and loan applications provided by Spruce Mortgage. Most likely you'll never need to download any of these as we take care of this documentation during loan processing. But you are welcome to review them, and they are here in a pinch.

Affiliated Business Agreement Disclosure Statement
Borrower Agreement
Borrower Signature Authorization
Borrower's Certification and Authorization
Credit Score Information Disclosure
Debt Consolidation Worksheet
Disclosure Notices
Equal Credit Opportunity Act
Escrow Waiver
Estimate of Closing Costs
Federal Flood Certification - Work Order
Federal Truth-In-Lending Disclosure Statement
Flood Disaster Protection Act of 1973
Gift Certification Letter
Gift Letter
Good Faith Estimate - Broker
Good Faith Estimate - Lenders
Good Faith Estimate - Provider
Housing Financial Discrimination Act of 1977 (Fair Lending Notice)
Initial Escrow Account Disclosure Statement
Itemization of Amount Financed
Loan Application - Assets and Liabilities
Loan Application - Continuation
Loan Application - Employment
Loan Application - Real Estate Owned
Loan Approval Checklist
Loan Submission Sheet
Mortgage Brokerage Business Contract
Mortgage Loan Commitment
Mortgage Loan Disclosure Statement/Good Faith Estimate
Mortgage Loan Origination Agreement
Notice to Applicant to Right to Recieve Copy of Appraisal Report
Prequalification Credit Report Authorization
Privacy Policy Disclosure
Private Mortgage Insurance - Adjustable Rate Mortgages
Private Mortgage Insurance - Fixed Rate Mortgages
Private Mortgage Insurance - High Risk Loans
Private Mortgage Insurance - LPMI Initial Disclosure
Regulation Z
Request for Appraisal
Request for Copy of Transcript of Tax Form (4506)
Request for Evidence of Insurance
Request for Title Commitment
Right to Recieve Copy of Appraisal Report
Self-Employed Income Analysis (1084A)
Self-Employed Income Analysis (1084B)
Servicing Disclosure Statement
Servicing Transfer Estimates
Standard Flood Hazard Determination
Statement of Credit Denial, Termination, or Change
Survey Request
Tax Form 1098 Information
Tax Information Authorization (8821)
Telephone Certificate of Employment for Borrower
Telephone Certificate of Employment for Co-Borrower
Truth-In-Lending Disclosure (For Section 32 Mortgages)
Underwriting and Transmittal Summary
Uniform Underwriting and Transmittal Summary

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