Spruce Mortgage recognizes and respects the importance of your information security and personal privacy. That's why we are committed to handle your information in a secure environment and only in the manner that you allow and as Federal and State law require. By using our web site and submitting online information about yourself, you are consenting to our use of your information as described below.

Use of Information Gathered at this Site - You may enter information about yourself such as name, address, phone number, e-mail address, income and other financial and credit information when completing an online loan application. Our application technology is secured by industry-standard encryption to ensure the privacy of your application information. For system administration purposes, we also log Internet protocol (IP) server addresses, and we catalog traffic patterns through this site. However, we do not link this information to your personal information. If you apply for a loan, we use information you submit about yourself on this site to process your loan application, to evaluate your eligibility and to process your loan transaction.

We Want Your Information to be Accurate - We follow reasonable commercial standards to ensure that information we receive from you is used accurately.

We Require Outside Firms That Help Us to Handle Your Information Under Confidential Conditions - If we hire outside firms or agencies to help us with any part of our business, we require them to maintain confidentiality of your information, to support these Privacy Principles and to comply with applicable law.

We Hold Our Employees Accountable for Your Information - We have standards and procedures to prevent unauthorized access to your personal information. Only our authorized employees are allowed to have access.

Please check this page periodically for updates to this policy.